How to Change PayPal Password (Step by Step Guide 2026)

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If you’re searching for how to change PayPal password, chances are you’re thinking about security. Maybe you noticed unusual activity. Maybe you just want to update an old password you’ve been using for years. Or maybe you simply forgot it.

Whatever the reason, changing your password on PayPal is one of the simplest and smartest ways to protect your money and personal information.

In this complete guide, you’ll learn:

• How to change your PayPal password while logged in
• How to reset your PayPal password if you forgot it
• What to do if you can’t access your email
• Best practices for creating a strong password
• Extra security tips to protect your account

Let’s get started.

Why Changing Your PayPal Password Matters

Your PayPal account is directly linked to your:

• Bank accounts
• Credit and debit cards
• Online purchases
• Business transactions (if you use PayPal for work)

That makes it a high value target for hackers. Cybersecurity experts recommend changing important account passwords every few months especially for financial platforms like PayPal. Even if nothing seems wrong, updating your password reduces risk significantly.

If you’ve reused your PayPal password on other websites, you should change it immediately.

How to Change PayPal Password (When You’re Logged In)

If you can access your account, follow these simple steps:

Step 1: Log in to Your PayPal Account
Go to the official PayPal website and sign in using your current email and password.

Step 2: Go to Settings

• Once logged in:
• Click the gear icon in the top right corner.
• This opens your account settings page.

Step 3: Navigate to Security

• Click on the “Security” tab.
• Find the section labeled “Password.”

Step 4: Click “Update”

• Select Update next to Password.
• Enter your current password.
• Enter your new password.
• Confirm your new password.

Step 5: Save Changes

• Click “Change Password” to confirm.

That’s it. Your PayPal password has now been updated successfully.

How to Reset PayPal Password If You Forgot It

If you can’t log in because you forgot your password, don’t worry. PayPal makes password recovery simple.

Step 1: Go to the Login Page
Visit the PayPal homepage.

Step 2: Click “Forgot Password?”
Under the login fields, click “Forgot password?”

Step 3: Enter Your Email

Type the email address linked to your PayPal account.

Step 4: Verify Your Identity
PayPal may ask you to confirm your identity by:

• Email verification
• SMS code
• Security questions

Step 5: Create a New Password
After verification:

• Enter your new password.
• Confirm it.
• Submit.

You can now log in with your new password.

How to Change PayPal Password on Mobile (App)

If you’re using the PayPal mobile app:

1. Open the PayPal app.
2. Log in.
3. Tap your profile icon.
4. Tap Security.
5. Select Password.
6. Enter current password.
7. Enter new password.
8. Save changes.

The steps are nearly identical to the desktop version.

What If You Can’t Access Your Email?

Sometimes the issue isn’t your PayPal password it’s your email access.

If you no longer have access to the email address linked to your account:

• Try recovering your email first.
• If that’s not possible, contact PayPal customer support.
• Provide identity verification documents if requested.

PayPal’s support team may require proof of identity before updating your account information.

How to Create a Strong PayPal Password

When changing your PayPal password, avoid common mistakes like:

• Using your name
• Using your birthday
• Using “123456” or “password”
• Reusing old passwords

Instead, create a strong password with:

• At least 12–16 characters
• Uppercase and lowercase letters
• Numbers
• Special characters

Example of a strong password format: Tr9$kL8!wQ4@zP

Even better: Use a password manager to generate and store secure passwords automatically.

Enable Two Factor Authentication (Highly Recommended)

Changing your password is good. But enabling two factor authentication (2FA) is even better. 2FA adds an extra security layer. Even if someone gets your password, they can’t log in without a second verification code.

To enable it:

• Go to Settings
• Click Security
• Select 2 Step Verification
• Follow the setup instructions

You’ll typically receive a code via SMS or authentication app.

How Often Should You Change Your PayPal Password?

There’s no strict rule, but here’s a good guideline:

• Every 3 - 6 months
• Immediately after a suspicious login
• After using public WiFi for financial access
• If another website you use has a data breach

Staying proactive prevents problems before they happen.

Signs You Should Change Your PayPal Password Immediately

Watch for these warning signs:

• Unknown transactions
• Login alerts from unfamiliar locations
• Emails about password changes you didn’t request
• Account limitations without explanation

If you notice any of these:

1. Change your password immediately
2. Enable 2FA
3. Check recent activity
4. Contact PayPal support if necessary

Frequently Asked Questions

Q : Can I change my PayPal password without my old password?
A : Yes, by using the “Forgot password?” option on the login page.

Q: How long does it take to change a PayPal password?
A : Less than 2 minutes if you’re logged in.

Q : Will PayPal notify me after changing my password?
A : Yes. You’ll receive a confirmation email.

Q : Is it safe to change PayPal password on mobile?
A : Yes, as long as you’re using the official app and secure internet.

Conclusion

Learning how to change PayPal password is a small step that makes a big difference in protecting your finances. It takes only a few minutes. But that small action can prevent Fraud, unauthorized purchases, identity theft, and account lockouts.

In today’s digital world, your password is the key to your money. Treat it seriously. If you haven’t updated yours recently, now is a great time to do it. Stay secure. Stay proactive. And keep your PayPal account protected.